Truck liability insures for the liability risks in the event that you or one of your drivers causes an accident to another driver or a piece of property. Truck liability insurance is required by both State and Federal law and a form of proof to be sent to them is required. But commercial auto insurance will not cover your massive transportation and shipping vehicles. In order to properly provide coverage for your trucks, you need truck liability insurance. Contact us today to get your free quote.
Cargo coverage insurance provides protection for in-transit shipments whether they travel by land, sea, or air. The price for cargo coverage insurance largely depends on what exactly is being shipped, so it is important to speak to your insurance agent to ensure that your trucking business’s needs are met precisely. The difference between shipping books and shipping jewelry is substantial. Your insurer needs to know exactly what you ship in order to accurately quote you for the right coverage.
Physical damage insurance covers the repair or replacement of your trucks and trailers in the event of a collision, explosion, fire, theft, flood, earthquake, windstorm, vandalism, and any other covered peril. The damage caused by any one of these can perils be extensive and can happen at any time, without any sort of warning, which why every trucking business owner needs to purchase this essential physical damage insurance policy. This coverage is not legally required by state or Federal regulations, but the lender of your truck may require you carry this helpful insurance policy.
Non-trucking liability provides coverage to your or your drivers cause an accident while you are driving your business vehicle for personal, non-business-related use other than transporting your business’ goods or merchandise. Non-trucking liability coverage is void when you are operating on behalf of a motor carrier or leasing company, pulling a loaded trailer, or using a vehicle for revenue generating purposes, that is, driving the truck for a non-work-related purpose. In the case of these instances, your normal liability policy will provide coverage. Contact us today to get your quote and get you covered.
Road Guard Insurance is a well-established commercial truck insurance agency with over a decade of experience in Truck Insurance industry. We are partnered with many of the nation’s finest insurance companies to provide you with competitive truck insurance rates and substantial coverages.
Regardless of size, each client receives dedicated, personalized service from our experienced insurance professionals who have substantial knowledge of trucking and transportation insurance. We can help you create a custom tailored insurance policy to meet the specific needs and budget requirements of our clients as well as meet all state and federal requirements. We have the resources and the expertise to cover all of your Truck Insurance insurance needs.