Whether you are a business owner with one commercial truck or an entire army of trucks, you need proper semi-truck insurance that fits the needs of your trucking business. Perhaps you have drivers who make simple deliveries across town or have trained and certified truck drivers that deliver freights from coast to coast. No two businesses use their semi-trucks in an identical fashion, and each business has unique and specific risks against which it must protect itself.

Semi-Truck insurance involves several types of large vehicles that transport your goods and products, including the following:

• Dump Trucks
• Garbage Trucks
• Tow Trucks
• Tank Trucks
• Box Trucks
• Car Haulers and Auto Trailers
• Semi-Trucks (Tractor-Trailers or 18-Wheelers)

Just like many auto insurance policies, insurance for semi trucks is composed of several kinds of insurance that protect your truck in different ways. Each way in which semi-truck insurance protects your business can safeguard your business from catastrophic loss. Commercial liability, physical damage, uninsured/underinsured motorists coverage, and truck cargo insurance all come with a quality semi-truck insurance policy. In addition to these policies, you have the option to structure your policy to cover any specific risks to which your business is exposed.

The risks that come with driving a truck are not small. The following reasons are why you need semi-truck insurance:

• 70 percent of all truck accidents report property damage, so average semi truck insurance cost can get quite high.
• 22 percent of truck accidents result in injuries.
• About 130,000 people experience some injury in truck accidents.
• The semi truck insurance average cost of a commercial truck accident is about $59,000, so it is crucial that your business has the proper coverage.

RoadGuard Insurance can give you the insurance on semi trucks with regard to semi truck insurance average cost, so  that you and your trucking business can fully protect your drivers and your trucks. We will advise you policies to insure you and your drivers are covered against risks when they make their necessary deliveries. Contact us today to get your quote and get you covered.

How much does insurance cost for a semi truck

So how much does insurance cost for a semi truck approximately?

For owner operators with their own authority, the cost can be higher — between $9,000 to 16,000 per year per truck.

Here are some factors that drive the cost

• Type of commodities being transported
• The value of truck itself
• Drivers’ experience with a commercial driver’s license and their age
• Travel distances of semi truck
• Insurance buyer’s credit history

At RoadGuard Insurance we evaluate above factors and tailor insurance policy for you which will provide you with maximum coverage at lowest cost.

Semi Truck Insurance Near Me

RoadGuard Insurance Company is licensed to offer Truck Insurance Services in California, Arizona, Texas, Illinois, New Jersey, Oregon  and Georgia.

Get quotes on semi-truck insurance in Illinois, Arizona, Texas, New Jersey and Georgia via our quick online forms.

Get quotes on semi truck insurance in California via our online form or visiting our offices in Glendale or Los Angeles. Our specialist will brief you on semi truck insurance cost averages and help you pick insurance for semi trucks you operate. To learn how much does semi truck insurance cost, contact us today and get your free quote!